Affordable Care Act: Update
The Affordable Care Act is improving the lives of millions of Americans by helping to slow the growth of health care costs for families and establishing important consumer protections. Starting on October 1, individuals in every state will be able to shop for health insurance and compare plans through new Health Insurance Marketplaces. I wanted to update you on what this will mean for you and your family, and provide helpful resources to get you the answers you need.
The Marketplace can help if you don’t have coverage now or if you have it but want to consider other options. But before you shop in the Marketplace, there are few key things to know:
The initial open enrollment period for the Marketplace runs from October 1 through March 31. If you purchase insurance by mid-December, it will take effect January 1; coverage bought by mid-March will be effective April 1.
Please be sure to check out this brief fact sheet about how the Marketplace works, including how to sign up, consumer protections, tax credits to make coverage affordable and resources to help you find the best coverage plan for you and your family. To learn more about the Marketplaces and how the Affordable Care Act benefits you, please visit healthcare.gov.
By next year, all Americans, regardless of their income, will have access to affordable and quality health care options thanks to the Affordable Care Act. Because of the law, no one will be denied coverage or charged higher premiums because of a pre-existing condition.
I encourage you to share this information with your friends and family. As always, it is an honor to represent you in Congress.